Insurance Plans
Protect what matters most.
POWERED BY DWAITH ADVISORY
Most Indian families own four policies and still aren’t protected. We help you fix that, with cover that matches your real life, not a salesman’s commission.
We won’t share your financial data
Why Choose Us
Buying insurance in India is usually about whoever sold it to you first. We do it differently, every plan starts with the question your last advisor never asked: what does your family actually need?
Family-First, Not Product-First
Most insurance gets sold one policy at a time. We look at your full picture, income, dependents, existing cover, gaps, nominees and then recommend a plan. The policy is the last step, not the first.
No Sofa-Cum-Bed Products
We don't sell ULIPs or endowment plans dressed up as investments. Insurance is for protection. Investments are for returns. Mixing them costs your family on both sides. Our recommendations stay clean.
Backed by Two Licenses, One Roof
Dwaith Advisory Pvt Ltd is an IRDAI-licensed Corporate Agent. WealthNest.AI is SEBI-registered. The same team that helps you track your family's wealth helps you protect it under the same regulatory rails, the same standards.
Trusted Insurance Partners
Bajaj Life Insurance Plans
Life insurance offers financial security for your family during difficult times. It helps ensure that they can continue to meet everyday expenses and work toward their financial goals. With various types of life insurance plans available, you can choose one that aligns with your needs and life stage.
- Term Insurance – Protection plans
- Savings Plans
- Retirement Plans
- Life Insurance Plans
Care Health Insurance Plans
When you choose Care Health Insurance, you choose comprehensive coverage, affordable premiums, convenient claim process, and many more rewarding benefits. Simply put, we do not only offer financial protection but also peace of mind.
- Care Supreme Plan
- Care Joy Maternity Insurance Plan
- Care Senior Health Advantage Plan
- Care Classic Plan
- Care Freedom Plan
- Care Critical Mediclaim Plan
- Care Plus Plan
Tata AIG General insurance Plans
Tata AIG General Insurance Company Limited is a joint venture between the Tata Group and the American International Group (AIG). We combine trusted expertise with seamless digital solutions to deliver a smooth insurance experience. From quick claims to easy policy management, every interaction is built around your convenience.
- Car Insurance
- Bike Insurance
- International Travel Insurance
- Student Travel Insurance
- Domestic Travel Insurance
- Senior Citizen Travel Insurance
Frequently Asked Questions
Find answers to common questions about our insurance services
Tell us a bit about your family and what you're looking to cover. Within one working day, our advisor will share quotes from our partner insurers along with a plain-English breakdown of what each one actually covers. No spam calls. No 15 follow-up agents.
Insurance through WealthNest AI is sold by Dwaith Advisory Pvt Ltd, a sister company and an IRDAI-licensed Corporate Agent (License No: 1003417837). Dwaith handles the regulated activity sale, servicing, claims.
Because most families buying directly end up with the wrong product. An online portal will sell you a policy in 10 minutes. We'll spend 30 minutes understanding your full picture first, and often the recommendation is to change an existing policy, not buy a new one. The premium you pay is the same either way. The advice is not.
Yes. Every WealthNest account includes an insurance audit, we map your existing cover (term, health, vehicle, home, parents) against the 4-point benchmark every family should meet. Where the gaps are real, we'll show you. What you do about them is your call.
Claims are processed by the insurer, not us. Our role is to make sure your claim is filed correctly, documented properly, and followed up on until it's settled. Typical timelines: cashless health claims - 4 to 6 hours; reimbursement - 7 to 21 days; term claims - 30 to 90 days, depending on the insurer and case.
Yes. We use bank-grade 256-bit AES encryption, store data under the RBI Account Aggregator framework where applicable, and never share your information with third parties for marketing. You can revoke access at any time.
For insurance related queries, you can reach out to: grievance@dwaithfunds.com
For existing policies, you can also raise a service request directly from your WealthNest AI app dashboard.
Dwaith Advisory Private Limited | CIN: U74999KA2018PTC118630 | GSTIN: 29AAGCD9549J1ZY | IRDAI Registration No: 1003417837 | Category: Corporate Agent
Insurance is the subject matter of solicitation. All product information displayed is from the respective insurance companies.
Tatvartha Wealthnest AI Private Limited is a SEBI registered RIA with RIA no. INA000022464 and does not solicit insurance directly. Visitors to this page are solicited by Dwaith Advisory Pvt Ltd.