Terms & Conditions

WealthNest.AI · Effective 19.10.2026 · Version 2.1

These Terms are issued by Tatvartha Wealthnest AI Private Limited (CIN U62099KA2025PTC203398; GSTIN 29AALCT9379B1ZQ), having its registered office at First Floor, N 11, Opposite Asha Sweet Centre and Cakewala, 24th Main Road, J P Nagar 1st Phase, Bengaluru, Bengaluru Urban, Karnataka 560041, India, which operates the brand and platform WealthNest.AI.

1. Acceptance of these Terms

1.1 These Terms of Use (“Terms”) govern your use of the WealthNest.AI mobile applications, the website at wealthnest.ai, and all services offered through them (together, the “Platform” and the “Services”). By downloading, registering on, or using the Platform, you confirm that you have read these Terms and our Privacy Policy, which forms part of these Terms, and that you accept them. If you do not accept these Terms, please do not use the Platform.

1.2 Certain Services are governed by separate documents, namely the investment advisory agreement you enter into with us, the consent you provide on the Account Aggregator network, and the terms of our partners and product providers. Where any such document conflicts with these Terms in relation to the Service it covers, that document will prevail for that Service.

1.3 In these Terms: “WealthNest.AI”, “we”, “us” and “our” refer to Tatvartha Wealthnest AI Private Limited; “Dwaith Advisory” refers to Dwaith Advisory Private Limited, our partner for portfolio management and insurance; “Dwaith Asset Distribution” refers to Dwaith Asset Distribution Private Limited, our partner registered with AMFI as a mutual fund distributor (ARN 358625); “Dwaith Entities” refers to Dwaith Advisory and Dwaith Asset Distribution together; and “you” and “your” refer to the person using the Platform.

2. The entities and their roles

2.1 WealthNest.AI is registered with SEBI as an Investment Adviser (RIA No. INA000022464), effective 5 May 2026. Certain Services are provided by our regulated partner rather than by us:

2.2 Conflict-of-interest disclosure. Mr. Harsha Venkatesh is a Director and the Chief Investment Officer of WealthNest.AI, is the founder of Dwaith Advisory, and is registered with AMFI under Employee Unique Identification Number E684253 against ARN 358625, which is held by Dwaith Asset Distribution. WealthNest.AI, Dwaith Advisory and Dwaith Asset Distribution are therefore related parties. This relationship exists and is disclosed to you whenever we present a product or service of a Dwaith Entity.

2.3 Sharing with a Dwaith Entity. If you enquire about, or choose to avail, a service provided by a Dwaith Entity, you agree that we may share with them the personal and financial information required for that purpose, and that they may contact you in relation to it. We share only the information that is necessary, and all other handling is governed by our Privacy Policy. Any sharing of your data with a group entity for a distribution activity is done only with your specific, separate consent, and not by your acceptance of these Terms alone. Consistent with client-level segregation under Regulation 22 of the SEBI (Investment Advisers) Regulations, 2013, a person who is our investment advisory client will not also be served by our group distribution entities.

2.4 Registration with SEBI or IRDAI, membership of BASL, and certification from NISM do not guarantee the performance of any intermediary and do not assure any return.

3. Scope of services

3.1 At present, the Platform enables you to:

• Track and consolidate your wealth: across bank accounts, mutual funds, equities, ETFs, NPS, deposits, EPF/PF, insurance, bonds, REITs and InvITs, loans and credit cards, real estate, gold and silver, and vehicles.
• View a family dashboard: a single view of wealth across the family members and entities you choose to add.
• Receive investment advice: non-binding advice provided under our SEBI RIA registration, based on your risk profile and the information available to us.
• Receive automated insights: rule-based alerts and observations generated from your data. These currently operate for bank accounts, mutual funds, equities and insurance, and will be extended to further asset classes over time.
• Import statements: assisted import from documents you upload, for assets that cannot be retrieved automatically.
• Complete NRI onboarding: a dedicated onboarding process for non-resident users.
• Express interest in partner services: you may register interest in the portfolio management and insurance products of Dwaith Advisory, which are then taken forward with you outside the Platform.

3.2 Services we do not provide. We do not manage your money and do not hold your funds or securities at any time. We do not make investment decisions on your behalf; our advice and insights are inputs, and every decision remains yours. We do not guarantee any return or outcome, and we do not require you to move or redeem any investment in order to use the Platform.

3.3 We may add, change, suspend or withdraw any feature at any time. Your use of the Platform is based on the features available at present and not on any feature that may be introduced later.

4. Eligibility and registration

4.1 You must be at least 18 years of age and competent to enter into a contract under the Indian Contract Act, 1872. The Services are intended for residents of India and, to the extent permitted under FEMA and other applicable law, for Non-Resident Indians and Overseas Citizens of India. If you access the Platform from outside India, you are responsible for complying with the laws applicable to you.

4.2 You register by verifying your mobile number and completing onboarding within the application. You must keep the information you provide accurate and current. If any information you have provided is materially incorrect, incomplete or false, we may suspend or close your account.

4.3 KYC. To receive advice, or to avail any service of a Dwaith Entity, you must complete Know Your Customer (KYC) verification as required under SEBI, IRDAI and PMLA rules. This may include verification of PAN, address and bank details, in-person verification where required, and registration with a KYC Registration Agency. Consent provided on the Account Aggregator network is not a substitute for KYC.

4.4 Risk profiling. Advice is provided against the risk profile you complete. You must inform us if your circumstances change.

4.5 Family members. When you add a family member or entity, you confirm that you are authorised to provide their information and, where their accounts are linked, that the appropriate consent has been obtained. You are responsible for information you enter on behalf of another person.

4.6 Account credentials. You must keep your credentials and device secure, and you are responsible for all activity on your account. You must inform us at info@wealthnest.ai as soon as you suspect any unauthorised access. We are not liable for any action taken using your credentials before you notify us.

5. Sources of your financial data

5.1 Depending on the asset class and your consent, your information may be obtained from:

• the RBI-regulated Account Aggregator framework: presently through Perfios and Finvu, for bank accounts, mutual funds, equities, ETFs, NPS and deposits;
• an EPFO interface: through a licensed vendor, for provident fund;
• credit information companies: for loans and credit cards;
• the Vaahan database: through a licensed vendor, for vehicles;
• market data providers: presently Accord Fintech, for prices and valuations;
• statements you upload: processed automatically to read holdings, for insurance, bonds, REITs and InvITs, and for bank statements where no automated source is available;
• your Gmail inbox: where you choose to connect it, to identify financial statements automatically (optional; see Section 20); and
• information you enter yourself: including real estate, gold and silver, and any asset you record manually.

5.2 Consent and purpose. We access each source only with your consent, and only for the specific purpose shown to you at the time. For Account Aggregator fetches, the purpose, data types, frequency and validity are displayed before you provide consent, and we retrieve only what the consent artefact permits. We use this information to provide the Services you have requested, namely consolidation, family reporting, risk profiling, insights and advice, and for no other purpose without obtaining fresh consent.

5.3 Retention. Account Aggregator consent artefacts and access logs are retained for the period required by the RBI Master Direction on Account Aggregators.

5.4 Source of the data. Information from banks, AMCs, insurers, depositories, registrars, statutory bodies, credit bureaus and data providers originates with those entities. We do not create it and cannot independently verify it. We are not responsible for information that is incorrect, incomplete, delayed or unavailable at source, or for a partial or failed retrieval. Some sources limit how frequently data can be refreshed, for example credit information. Between refreshes, the information shown is as of the last successful retrieval.

5.5 Withdrawing consent. You may revoke an Account Aggregator consent at any time, from the Platform or your Account Aggregator application, and may withdraw consent for other sources as described in the Platform or the Privacy Policy. Once you do so, we will stop retrieving that data, and any feature that depends on it will stop updating.

5.6 Data you enter and documents you upload. You are responsible for the accuracy of any information you record yourself. Valuations shown for such assets are indicative estimates and not formal valuations. Uploaded statements are processed automatically, and extraction may be incomplete or incorrect for unusual formats. You should review the extracted information before relying on it and correct it within the application.

6. Investment advice

6.1 Investment advice provided through the Platform is issued by WealthNest.AI under SEBI RIA registration INA000022464. It is a recommendation and not an instruction. You are free to accept, modify or decline it.

6.2 Advice is generated from the information available to us, namely the data you have linked, the data you have entered, and your recorded risk profile. If this information is incomplete or out of date, the advice may not be suitable, and we are not responsible for outcomes arising from information you did not provide or did not keep current. Advice is specific to you. The advice given to another client, or the returns they experienced, is not indicative of your portfolio.

6.3 Projections, illustrations, calculators and expected-return figures are estimates based on stated assumptions. They are not forecasts and not guarantees. Past performance does not indicate future results, and investments in the securities market are subject to market risk. You should read all scheme and offer documents before investing.

6.4 We do not provide legal, accounting, estate or tax advice. Any information on these matters is general and educational in nature, and you should obtain independent professional advice before acting on it.

7. Automated insights

7.1 The Platform generates insights, alerts, reminders and summaries automatically from your data. These are currently rule-based and cover bank accounts, mutual funds, equities and insurance. They are produced by software and are not individually reviewed before you see them.

7.2 Where an insight constitutes investment advice under the applicable regulations, it is identified as such, and Section 6 applies. Any insight not so identified is provided for information or education only and is not advice, a recommendation, or an offer to buy or sell.

7.3 Insights depend on the accuracy of the underlying data (see clause 5.4), and automated outputs may contain errors. You should verify any material information before acting on it. Reliance on insights is at your discretion and risk.

7.4 We use AI and automated tools in generating insights and providing the Services, and we remain responsible for their output, as required under the SEBI (Investment Advisers) Regulations, 2013 and the circulars issued thereunder. We disclose this use of AI and automated tools to you here.

8. Portfolio Management Services

8.1 Portfolio Management Services are provided by Dwaith Advisory Private Limited under SEBI PMS registration INP000008561. WealthNest.AI does not provide portfolio management.

8.2 The Platform may display information about these services and allow you to express interest. Expressing interest is not an application, an investment, or a commitment by any party. If you express interest, Dwaith Advisory will contact you outside the Platform, and any relationship will be formed directly between you and Dwaith Advisory under a separate agreement and disclosure document, governed by the SEBI (Portfolio Managers) Regulations, 2020. You may also approach the portfolio manager directly, without a distributor.

8.3 Where the performance or holdings of a Dwaith Advisory portfolio are displayed, the information is sourced from Dwaith Advisory and is indicative. The statement issued by Dwaith Advisory is the authoritative record.

9. Insurance

9.1 Wherever insurance is solicited through the Platform, the following disclosure applies:

9.2 Insurance is solicited and serviced by Dwaith Advisory as an IRDAI-licensed Corporate Agent and is underwritten by the respective insurers. WealthNest.AI does not solicit, underwrite or service insurance. If you express interest, we will share your contact details and stated requirements with Dwaith Advisory and, where necessary, the insurer, so that they may contact you. Fulfilment takes place outside the Platform.

9.3 We do not collect premiums, issue policies, or process claims. Acceptance of a proposal, the premium, the policy terms and exclusions, and the settlement of claims are determined solely by the insurer in accordance with the policy document. Insurance insights on the Platform, such as coverage indications and premium or renewal reminders, are provided for information only and are generated from the policy information available to us. They are not a recommendation to buy, renew, surrender or replace any policy. Insurance is a subject matter of solicitation.

10. Third-party providers and links

10.1 Certain Services are delivered through third parties, including Account Aggregators and their technology providers, statutory and vendor data interfaces, market data providers, KYC and verification vendors, payment providers and communication providers. Product information and prices obtained from third parties are provided on an “as is” basis. The availability of any product or service on the Platform does not constitute an endorsement of it.

10.2 Links to external websites are provided for convenience. We do not control those websites and are not responsible for their content or practices.

11. Fees

11.1 The Platform is currently free to use. If we introduce a charge for any Service, we will inform you before it applies, and you will not be charged for anything without your consent.

11.2 Where investment advisory fees are charged, they will be set out in the advisory agreement you sign and will remain within the limits prescribed under the SEBI (Investment Advisers) Regulations, 2013 and the circulars issued thereunder, together with applicable taxes. Fees for portfolio management and insurance are governed by Dwaith Advisory and the relevant insurer or portfolio manager, who will disclose them to you. Dwaith Advisory may receive commission from insurers in accordance with IRDAI regulations.

11.3 The Platform may display advertising or sponsored content only from advertisers that are not manufacturers or issuers of financial products. We do not accept any consideration from the manufacturer or issuer of a financial product in connection with our advice. Any such content is identified as advertising and is not advice or a recommendation.

11.4 Refunds. As we do not currently charge a platform fee, no question of a refund arises in respect of the Platform. If we introduce a paid plan or a chargeable Service, we will publish a Refund and Cancellation Policy and will notify you before any charge applies. Where advisory fees are charged, refunds will be governed by the advisory agreement and the applicable SEBI rules. Mutual fund and insurance transactions are not refundable by us and are subject to the free-look, cancellation and redemption terms of the relevant AMC or insurer.

12. Your responsibilities

12.1 You must provide true, accurate and complete information, and must inform us of any material change within a reasonable time. You must use the Platform only for your own financial affairs and those of family members or entities you are authorised to represent, and not for any other person.

12.2 You must not use the Platform for any unlawful purpose, including money laundering, terrorist financing, or dealing in the proceeds of crime. We are required to report suspicious activity to FIU-IND and other authorities. You must not attempt to gain unauthorised access to our systems, scrape or data-mine the Platform, reverse-engineer or copy any part of it, introduce malicious code, interfere with its operation, or resell, republish or redistribute any advice, insight, report or analysis obtained from it. You must not upload any content that is unlawful, defamatory, obscene or infringing.

13. Communications

13.1 By registering, you agree to receive service communications from us and, where relevant, from Dwaith Advisory, including alerts, reminders, statements, security and regulatory notices, and grievance updates, by SMS, email, push notification, WhatsApp or telephone. These communications are necessary to provide the Services and cannot be disabled while your account is active.

13.2 You separately agree to receive marketing communications through the same channels. You may withdraw this consent at any time through the application settings or by writing to info@wealthnest.ai, without affecting your Services. You confirm that the mobile number and email address you have provided belong to you, and that communications sent with your consent are not unsolicited communication, even if your number is registered on a Do Not Call or Do Not Disturb registry.

14. Privacy and security

14.1 Your personal data is handled as described in our Privacy Policy, which forms part of these Terms. We process it in accordance with the Digital Personal Data Protection Act, 2023, the Information Technology Act, 2000 and the rules made under them, and the applicable requirements of SEBI, RBI and IRDAI.

14.2 Data is encrypted in transit and at rest using 256-bit AES encryption, and access is logged. No system is completely secure, and we cannot warrant that the Platform will never experience unauthorised access. We may disclose your information to regulators and authorities, including SEBI, RBI, IRDAI, FIU-IND and tax authorities, and to the providers required to deliver a Service you have requested. Except as described in these Terms and the Privacy Policy, we do not sell or share your personal financial data. You may request deletion of your account and data at any time (see Section 16).

15. Intellectual property

15.1 All rights in and to the Platform, including its software, source code, models, design, content, reports, insights, trademarks and logos, belong to Tatvartha Wealthnest AI Private Limited or its licensors. We grant you a limited, personal, non-exclusive, non-transferable and revocable licence to use the Platform for your own use in accordance with these Terms. Nothing in these Terms transfers any ownership to you.

15.2 The WealthNest.AI name and logo may not be copied, imitated or used, in whole or in part, without our prior written permission. If you believe that any content on the Platform infringes your intellectual property, please write to support@wealthnest.ai.

16. Suspension, termination and account deletion

16.1 You may stop using the Platform at any time and may request deletion of your account and data through the application or at info@wealthnest.ai. We may suspend or close your access, with notice where practicable and immediately where necessary, if you breach these Terms, if your KYC is incomplete, expired or invalid, if required by a regulator or by law, or if we reasonably suspect fraud, money laundering or other unlawful activity.

16.2 On termination, we will stop the Services, stop retrieving data under any active consent, and delete or anonymise your personal data, except for records we are required to retain under SEBI, RBI, IRDAI and PMLA rules, which we will retain for the periods prescribed by those laws. Closing your WealthNest.AI account does not end any separate relationship you hold with a Dwaith Entity, an insurer or an AMC; those holdings and policies will continue and must be serviced with the relevant provider directly.

16.3 Clauses that by their nature are intended to survive termination, including those relating to your financial data, privacy and security, disclaimers and liability, indemnity, grievance redressal and governing law, will continue to apply after your account ends.

17. Disclaimers and limitation of liability

17.1 The Platform and the Services are provided on an “as is” and “as available” basis. To the extent permitted by law, we disclaim all warranties, whether express or implied, including as to accuracy, availability, security, merchantability and fitness for a particular purpose. The Platform may be interrupted for maintenance, upgrades, emergencies or failures in systems beyond our control, and we do not warrant that it will be free of errors, defects or viruses. Nothing on the Platform guarantees any investment return or outcome.

17.2 To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential or punitive loss, including loss of profit, opportunity, data or goodwill. We will also not be liable for any decline in the value of your investments; for loss arising from acting or not acting on advice, insights or information provided through the Platform; for inaccurate, delayed or unavailable third-party data; for the acts or omissions of a Dwaith Entity, an insurer, AMC, registrar, exchange platform, bank or payment provider; or for unauthorised use of your account before you have notified us. These exclusions do not apply to loss to the extent it results from our own negligence, fraud or breach of these Terms or of applicable law.

17.3 Nothing in these Terms limits any liability that cannot be limited under law, including liability for fraud or wilful misconduct.

17.4 Indemnity. You agree to indemnify and hold harmless Tatvartha Wealthnest AI Private Limited and its directors, officers and employees against any loss, claim, damage, cost or reasonable legal fee arising from your breach of these Terms, your breach of any law, your infringement of the rights of any person, your provision of another person’s information without authority, or any fraud or misrepresentation on your part. This obligation survives termination.

18. Grievance redressal

18.1 Step 1: Write to us.

18.2 Step 2: Escalate to us. Compliance Officer: Mr. Anurag Sinha, compliance@wealthnest.ai. He is also the officer designated to receive grievances under the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 and the Digital Personal Data Protection Act, 2023. Principal Officer: Mr. N. S. Nishanth, info@wealthnest.ai.

18.3 Step 3: Escalate to the regulator. SEBI SCORES (scores.sebi.gov.in); SEBI Online Dispute Resolution (smartodr.in); RBI Complaint Management System (cms.rbi.org.in); IRDAI Bima Bharosa (bimabharosa.irdai.gov.in).

18.4 SEBI Bengaluru Local Office: 2nd Floor, Jeevan Mangal Building, No. 4, Residency Road, Bengaluru 560025, Karnataka.

19. General provisions

19.1 Force majeure. We will not be liable for any delay or failure caused by events beyond our reasonable control, including natural disaster, epidemic, war, civil unrest, strike, government action or lockdown, cyberattack, and failures of power, telecommunications, banking, exchange or third-party systems on which we depend. Our obligations will be suspended for the duration of the event.

19.2 Governing law and disputes. These Terms are governed by the laws of India. We will first attempt to resolve any dispute amicably within 30 days of written notice. Disputes relating to securities-market services are also subject to the dispute-resolution mechanism of SEBI, including its Online Dispute Resolution portal, where applicable. Subject to the above, the courts at Bengaluru, Karnataka will have exclusive jurisdiction.

19.3 Changes to these Terms. We may update these Terms from time to time. The version number and effective date shown at the top will change with each update. For material changes, we will notify you through the Platform or by email at least 7 days before they take effect; non-material changes take effect on posting. Continued use of the Platform after a change takes effect constitutes acceptance of that change. If you do not accept a change, you may stop using the Platform and close your account under Section 16.

19.4 General. If any provision of these Terms is held to be invalid, it will be limited or severed, and the remaining provisions will continue in force. A delay in enforcing any provision is not a waiver of it. You may not assign your rights under these Terms; we may assign ours to a group company or successor. These Terms, the Privacy Policy and any Service-specific agreement constitute the entire agreement between you and us in relation to the Platform. Notices to you will be sent to your registered email address or displayed within the Platform; notices to us must be sent to support@wealthnest.ai. Headings are for convenience only.

20. Gmail integration and Google API Services compliance

20.1 The optional Gmail integration connects to your Gmail account through Google’s systems. This Section explains what we access and how we handle it.

20.2 What we access. WealthNest.AI requests read-only access to your Gmail account through the standard permission screen that Google displays before you connect an account. Read-only means that we can view your emails but cannot send, edit or delete anything in your Gmail account.

20.3 Security review. Because this access is sensitive, Google requires applications such as ours to complete an additional verification and security review before this feature may be offered to the public. WealthNest.AI has completed that verification, and the feature is live on the app.

20.4 Purpose limitation. The sole purpose of this access is to identify and extract financial statement data, such as Consolidated Account Statements and mutual fund, bank, credit or insurance statements, from your inbox for portfolio tracking. We do not use Gmail data for any other purpose, including advertising.

20.5 Limited Use compliance. In accordance with Google’s Limited Use requirements under the Google API Services User Data Policy:

• We do not sell Gmail data or transfer it to third parties, except where necessary to provide the feature you have consented to, or where required for security or legal compliance.
• We do not use Gmail data for advertising of any kind.
• No individual at WealthNest.AI reads your Gmail data, except in limited and permitted circumstances such as investigating a security incident or complying with a legal obligation, and even then only on an aggregated or anonymised basis where feasible.

20.6 What we retain. We retain only the connection token that allows the feature to continue functioning while it is active. We do not store copies of your emails or attachments, and we never store your Gmail password. Data from this feature is encrypted, and access to it is strictly controlled and monitored.

20.7 Your control. You may disconnect this feature at any time through the application settings, or by removing WealthNest.AI’s access from your Google Account settings directly. Disconnecting stops our access immediately. You may also request deletion of any data already collected through this feature by contacting our Data Protection Officer at privacy@wealthnest.ai.

20.8 Your consent. Enabling this feature means that you consent to this access in two places: through Google’s own permission screen and through these Terms. This feature forms part of the Platform and is covered by the disclaimers and limitation of liability (Section 17), the indemnity (clause 17.4) and the termination provisions (Section 16) of these Terms.

21. Referral programme

21.1 Overview. WealthNest.AI runs a referral programme under which each signed-in user receives a permanent referral code. When a new user signs up and applies your code, you earn a reward for each qualified referral, as published in the app. The programme is optional and additional to the Services.

21.2 Who qualifies. A referral qualifies only where the referred person is new to WealthNest.AI, created their account on or after the launch of the programme, signs in, and applies a valid code within the entry window shown in the app. A code cannot be applied retroactively by an existing user, and only one reward is given per referred person.

21.3 Reward and payment. Rewards are calculated periodically and paid as a gift card to the referrer’s registered email address, in the manner and within the timelines published in the app. A reward is counted in the period in which the referral code is applied. Rewards have no cash value, are non-transferable, and any gift card is subject to the issuer’s own terms.

21.4 Fair use. We may disqualify any referral obtained through self-referral or other abuse, including multiple accounts created from the same device, mobile number or PAN. We maintain an audit log of referrals, and our determination of whether a referral qualifies is final. Confirmed abuse is the only ground for disqualification; a reward is not reversed if the referred user later deletes their account or withdraws consent.

21.5 Changes. We may change, suspend or withdraw the referral programme, or any reward under it, at any time, with notice where practicable. Continued participation after a change takes effect constitutes acceptance of it.

Statutory disclosures

Tatvartha Wealthnest AI Private Limited (WealthNest.AI)

CIN U62099KA2025PTC203398 · GSTIN 29AALCT9379B1ZQ · PAN AALCT9379B SEBI Registered Investment Adviser · RIA No. INA000022464 · Certificate No. 1309 · BASL Membership No. 2497 (BSE Enlistment, 5 May 2026) · Type: Non-Individual · Valid from 5 May 2026 until suspended or cancelled Registered office: First Floor, N 11, Opposite Asha Sweet Centre and Cakewala, 24th Main Road, J P Nagar 1st Phase, Bengaluru, Bengaluru Urban, Karnataka 560041, India Principal Officer: Mr. N. S. Nishanth, info@wealthnest.ai · Compliance Officer: Mr. Anurag Sinha, compliance@wealthnest.ai SEBI Bengaluru Local Office: 2nd Floor, Jeevan Mangal Building, No. 4, Residency Road, Bengaluru 560025, Karnataka · General contact: info@wealthnest.ai

Dwaith Advisory Private Limited (partner entity, dwaithfunds.com)

SEBI Portfolio Manager INP000008561 · SEBI Category II FPI INUSFP083521 · IRDAI Corporate Agent 1003417837 · BASL Membership No. 1909 Type: Non-Individual · Validity: Perpetual Registered office: First Floor, N 11, Opposite Asha Sweet Centre and Cakewala, 24th Main Road, J P Nagar 1st Phase, Bengaluru, Bengaluru Urban, Karnataka 560041, India Compliance Officer: Mr. Venkatesha Murthy · compliance@dwaithfunds.com · +91 91089 92346 Compliance disclosures: https://dwaithfunds.com/compliance-information/

Dwaith Asset Distribution Private Limited (partner entity)

AMFI Registered Mutual Fund Distributor · ARN 358625 · Type: Non-Individual · Validity: 14 April 2026 to 13 April 2029 Registered office: No. 11, 24th Main Road, Opposite Asha Sweet Centre, J P Nagar, Bengaluru, Karnataka 560041, India · CIN U66309KA2025PTC213338 Grievances: info@wealthnest.ai