Calculators

Project your net worth forward with growing contributions and inflation adjustment. See the year you cross 1 Cr, 5 Cr, and 10 Cr, free.

Compare debt mutual funds against fixed deposits after tax. Since 2023 both are taxed at your income slab, see why debt funds still edge ahead.

See exactly what delaying your SIP by even a few years costs, in rupees and in the extra monthly investment needed to catch up.

Calculate the true annualised return on a leveraged property purchase, factoring in EMI, rent, appreciation, and selling costs, free.

Get a free Financial Health Score out of 100, graded A to F. See your savings rate, debt burden, emergency fund, and insurance cover in one place.

See how much real value your money loses to inflation over time, and compare investing versus leaving it idle in savings, free.

Plan up to 15 life goals at once, retirement, home, education, and more. See the required monthly SIP for each after inflation, free.

Calculate your gratuity using the official Payment of Gratuity Act formula. See the tax-exempt amount and your payout in today’s value, free.

Analyze your portfolio across 7 asset classes. Get a Diversification Score, weighted return, risk estimate, and concentration flags, free.

Calculate your HRA exemption using the exact three-condition rule under Section 10(13A). See your tax-free amount and savings, free.

Calculate your income tax under both Old and New regimes side by side. See your HRA, deductions, rebate, and final tax liability, free.

Calculate your EPF maturity value with salary growth and VPF top-ups. See the EPF and EPS split, and your corpus in today’s value, free.

Calculate your PPF maturity value with annual compounding. See tax-free returns over the 15 year lock-in period for your Public Provident Fund.

Compare mutual fund returns from a lumpsum investment against a monthly SIP with the same total budget. See which compounds harder, free.

Calculate ELSS returns and your Section 80C tax saving. See maturity value after the shortest lock-
in period among all tax-saving investments.

Calculate your NPS maturity corpus, tax-free lump sum, and mandatory annuity amount at retirement. See your additional Section 80CCD tax benefit, free.

Check your family's insurance coverage gap across life, health, critical illness, and accident cover.
Get a Protection Score and see where you’re underinsured, free.

Calculate how much term insurance your family actually needs using the income replacement method. Includes premium estimate and liabilities check, free.

Calculate XIRR on your mutual fund investments with irregular cash flows and SIPs. Get true annualised returns, tax impact, and doubling time, free.

Calculate the future value of a lumpsum plus annual top-ups. See real, inflation-adjusted value, tax impact, and doubling time, free.

Calculate how long your corpus lasts with a Systematic Withdrawal Plan. See your sustainable withdrawal rate and final corpus after tax, free.

Calculate returns on a one-time mutual fund or investment amount. See post-tax maturity, inflation-adjusted value, and doubling time, free.

Calculate the Compound Annual Growth Rate of any investment. Compare mutual funds, stocks, or real estate on one consistent annualised number, free.

Calculate SIP returns with step-up, inflation and tax adjustments. See your mutual fund maturity value and plan family investment goals, free.

Calculate compound interest on any investment or deposit. See post-tax maturity, inflation-adjusted value, and how long it takes to double, free.

Measure how scattered your family’s accounts, policies, and investments are. Get a Fragmentation Score and see the annual cost of the mess, free.

Estimate the total retirement corpus required to maintain lifestyle after retirement.

Calculate your FIRE number adjusted for Indian inflation and expenses. See your progress toward financial independence and early retirement, free.